Country guide
15 min readCouples Counselling in Singapore: What It Costs, and What You Can Get Free
A private hour runs S$200 to S$285 with GST, MediSave will not touch it, and the best-funded option in the country is free without a means test. Here is every Singapore option priced on one axis, and an honest account of where a US$49 coaching subscription does and does not belong.
Singapore has a real problem with people not going, and unusually good evidence that it is happening.
In a study published in the Singapore Medical Journal, researchers screened members of an online panel and kept the 350 who showed symptoms of depression or anxiety on the PHQ-4. Of those 350, 77% had not received formal mental healthcare services.
Two caveats before that number does any work. It is a commercial web panel rather than a probability sample of Singapore, so the people in it selected themselves; and the paper says "had not received", which is not quite the same as "had not sought" — the press release phrased it the second way and the two are different things. It is still the sharpest published figure of its kind for Singapore, and it points the same direction as everything else here.
What people actually think, measured
The stigma data in Singapore is better than in most of the countries in this series, because the National Council of Social Service went and measured it. In 2021 NCSS surveyed 2,000 Singapore residents aged 18 to 69, weighted to the resident population, fielded between July and September.
- 8 in 10 thought people with mental health conditions experience stigma and discrimination.
- 4 in 10 would be willing to live with someone who has a mental health condition. Six in ten would be willing to work with one.
- 1 in 4 agreed that "one of the main causes of mental health conditions is a lack of self-discipline and will-power".
Read the second one twice. The gap between what people think others do — eight in ten see stigma — and what they would do themselves is the shape of the problem.
It is also moving, and in the right direction. The willingness-to-live-with figure was three in ten in 2017, and the self-discipline belief was held by one in three. Both improved in four years.
One honest limitation: all of that is about mental health conditions, not about relationship trouble, and they are not the same thing. Nobody has published an equivalent survey about couples counselling in Singapore. We are showing you the nearest measured thing and telling you it is the nearest measured thing.
For scale: Singapore recorded 24,688 marriages in 2025, 6.2% fewer than in 2024, and 7,242 marriages ended in divorce or annulment, 1.9% fewer. The median marriage that ended in 2025 had lasted 11.5 years.
What one private session costs
There is no professional fee schedule to appeal to here, because there is no body that publishes one. So here is what named centres actually charge, from their own published price lists.
Singapore Counselling Centre prices a 60-minute couple or marital session at S$230 with a professional counsellor and S$260 with a senior counsellor. Those are pre-GST figures, and the centre publishes the GST-inclusive ones beside them: S$250.70 and S$283.40. GST in Singapore is currently 9%. Packages cut the rate if you commit up front — 8% off four sessions, 10% off six, 12% off eight, 15% off ten.
The Counselling and Care Centre charges S$200 an hour including GST, and notably charges the same for individual, couple and family sessions. Its after-hours slots run on Monday and Wednesday evenings only and add S$10 an hour; the first appointment has to be in office hours.
So: roughly S$200 to S$285 for an hour, GST included, at the two established centres that publish their couples rates plainly. That is the number to plan around if you want a room and a door. Book by video instead and it comes down — one online service prices couples sessions around S$153 an hour, and we have put it in the comparison further down rather than burying it.
Two things worth knowing before you shop on price.
Nobody is checking the credential. Counselling is not a regulated profession in Singapore. In a 2021 written answer the Ministry of Health put it plainly: psychiatrists are registered with the Singapore Medical Council, but other mental health professionals "are not formally regulated by any legislation" and "may choose to voluntarily register with their respective professional associations". That was still the position in May 2026. Registration with the Singapore Association for Counselling is a membership credential — it carries real requirements, including continuing education and indemnity insurance — but it is not a licence, and there is no board that can strike anyone off.
Legislation is coming, and it is narrower than the headlines suggest. The Allied Health Professions Act will reserve psychologist titles, including counselling psychologist, for registered psychologists. It will not protect the plain word "counsellor", and the Ministry has said unregistered practitioners will not have to declare their status. Ask what qualification the person holds, and where they are registered. A good one will not mind being asked.
The package discount is a commitment, not a saving. Fifteen percent off ten sessions is only a discount if the tenth session is one you would have booked anyway, with a counsellor you have decided you trust. You do not know that after one meeting.
Why MediSave will not pay for it
This is the question everyone asks second, and the answer is no, for two independent reasons — either of which would be enough on its own.
MediSave attaches to a diagnosed condition in one person. Under the Chronic Disease Management Programme, a patient with a qualifying chronic condition can withdraw up to S$500 a year to defray outpatient treatment costs, and the list of qualifying conditions does include mental health ones: schizophrenia, major depression, bipolar disorder, anxiety. Patients aged 60 and over can draw a further S$300 a year under Flexi-MediSave. But the scheme is built around a diagnosis belonging to a named patient, and there is no diagnosis that belongs to two people. Relationship distress is not on any list because it is not a condition anyone has.
And the clinic has to be accredited. Those withdrawals can only be made at accredited providers — polyclinics, specialist outpatient clinics, and the GP and private specialist clinics enrolled in the programme, of which the Ministry counted more than 270 offering mental health treatment. A private counselling centre is not an accredited medical clinic. Even a couple where one partner holds a genuine qualifying diagnosis cannot use MediSave at the centres priced above.
MediShield Life does not reach it either. Its psychiatric benefit is an inpatient one — S$230 a day, up to 60 days a policy year. That is insurance against a hospital admission, not against a Tuesday evening conversation.
Worth checking rather than assuming: if one of you genuinely has a diagnosed condition on that list, the treatment of that — at an accredited clinic, with a 15% cash co-payment — is a different question with a better answer. Ask the clinic directly whether they submit CDMP claims.
What a month of help costs, everything on one axis
The weekly assumption in that chart is worth saying out loud, because it is the number most comparison pages quietly get wrong in their own favour. Few couples attend privately every week for long. Read the paid bars as a ceiling on an intensive course rather than a typical monthly bill.
The free and low-cost routes, one at a time
If you take one thing from this page, take this section. The best-funded option in Singapore is free, and it is free without a means test, which is unusual anywhere in the world.
Strengthening Families (FAM) centres
The Ministry of Social and Family Development funds counselling for marital and family concerns at Strengthening Families Programme centres, and all sessions are free. Not a subsidised first block, not a sliding scale — free, including the sessions after the sixth.
Two things to get right before you go. A FAM centre is a specific thing, not a synonym for any family service centre; MSF publishes the list of which centres run the programme, and walking into the nearest FSC is not the same act. And the constraint here is demand, not money. MSF is running an overflow pilot from July 2026 to April 2027 with two private agencies — Singapore Counselling Centre and Incontact Counselling & Training — offering six free sessions, and has marked that pilot fully booked. That tells you what the queues are like.
The Counselling and Care Centre's subsidy scheme
The same centre charging S$200 an hour will means-test you down to between S$40 and S$170 an hour. The threshold is a gross monthly income of S$9,500 or below.
One detail that catches couples out, and it is in the centre's own words: for a couple, the fee is based on the partner with the higher income, not on household income and not on the person who books. One high earner removes the discount for both of you. Household income is used only for clients under 18.
NCSS-subsidised counselling
The National Council of Social Service subsidises the first six counselling sessions at nine partner agencies, after which you pay the centre's own rate of S$100 to S$240.
Read three conditions before you count on it. Subsidised is not free — at Singapore Counselling Centre the user still pays S$29.43 after GST for a subsidised 50-minute session. Eligibility is narrow: Pioneer or Merdeka Generation cardholders, CHAS Blue or Orange cardholders, full-time MOE students, and people already receiving ongoing financial assistance. Everyone else pays unsubsidised rates. And the quota is real — the centres state that when the NCSS allocation runs out, no further subsidised sessions are available. The published subsidised rates are also for individual sessions; whether they extend to couples work is not published, so ask.
The Mandatory Co-Parenting Programme
If you are married with a child under 21 and either of you is going to file for divorce, this one is not optional and it costs nothing. Since 1 July 2024 the programme applies to all divorcing parents with a minor child — the older rule, which only caught parents who could not agree on the divorce and its terms, was repealed, so any guide still describing that condition is out of date. It has to be completed before the application is filed.
It is a co-parenting programme rather than couples counselling, and we are not going to pretend it is reconciliation support. But it is free, it includes consultations with a counsellor, and for some couples it is the first professional conversation they have had about the relationship.
Faith communities
The template for this series assumes faith communities are the first door a couple in trouble goes to. In Singapore we could not find data either way, so here is what can actually be established.
In the 2025 General Household Survey, among residents aged 15 and over, 30.9% identified as Buddhist, 17.1% as Christian, 15.0% as Muslim, 7.3% as Taoist and 5.4% as Hindu, while 23.9% reported no religious affiliation — up from 20.0% in 2020. If you have read the 2020 Census figures elsewhere, they have been superseded.
The infrastructure is real and some of it is old. The Counselling and Care Centre priced above was founded in 1966 as the Churches' Counselling Service and became a secular non-profit in 1978. Singapore Bible College runs the Haven Counselling Centre, which is explicitly Christian and says it welcomes "people from all walks of life and cultural backgrounds"; it publishes S$180 for a 90-minute couple session with an associate counsellor, and asks only a donation for sessions with postgraduate practicum counsellors under supervision.
What is good about this route. It is cheap or free, the person may already know you, and there is no waiting list and no file.
What you should know. The same fact from the pricing section applies with more force here: there is no licensure requirement for counsellors in Singapore and no board to complain to, and a title inside a religious organisation tells you even less than one outside it. Ask what training the person has.
And one thing we will not do. The published research on how clergy handle disclosures of abuse is entirely Western — American, British, Australian. We looked for a Singaporean or Asian equivalent and there is not one. We are not going to import a finding from another continent and present it as though it described your church, mosque or temple. What we will say is the general point: if there is violence or coercion in your relationship, start with the helpline at the top of this page rather than with anyone in your congregation, and decide after that.
The online options, and who they are actually sold to
Singapore has a real digital mental health sector, and most of it is not for you — not because it is bad, but because you are not the customer.
The best-funded products here are sold to employers. Intellect, one of the larger regional platforms, describes itself as serving "the world's largest organisations" and publishes no consumer price at all; the individual route is to download an app your company has already paid for. Nothing on its site offers couples or relationship work. If your employer provides one of these, it is worth using — free individual support with a real practitioner is a good deal — but it is individual support.
The exception is worth naming, because it is cheaper than the counselling centres above. Talk Your Heart Out publishes its rates openly: individual sessions from S$130.80 an hour including GST, and couples or relationship sessions at an additional S$21.80, which is about S$152.60 an hour with GST. In-person sessions cost S$43.60 more than video. That is roughly S$50 to S$130 an hour below the two centres priced earlier on this page, for an hour with a practitioner rather than with software.
We are pointing you at a cheaper competitor on our own page on purpose. If S$153 an hour with a trained human is within reach for you, that is a better product than a coaching subscription, and you should know it exists.
Singapore's own national mental health service, mindline.sg, is free and is run by the Ministry of Health. It offers self-help tools and a route to a human, and it is listed with its contact details in the panel at the top of this page. It is not couples counselling, but it costs nothing and it is the government's.
Separately, there is a market in research-derived assessment tools sold directly to couples — structured questionnaires producing a report on your strengths and problem areas. PREPARE/ENRICH is the best-known example that publishes a price: US$35 per couple, with facilitators worldwide, though we could not confirm a Singapore facilitator network by name. Note the condition: it "can only be administered through a certified Facilitator who has been trained to interpret results", so the assessment fee is not the whole cost. They are cheap, often built on real research, and none of them is a substitute for someone in the room when the conversation goes wrong.
Everything side by side
| Option | Cost | Who you get | Getting in | The catch |
|---|---|---|---|---|
| Strengthening Families (FAM) centre | Free. Every session, not just the first, and no means test | Salaried social workers and counsellors at an MSF-funded family service agency | Locations across the island, but demand is the constraint — MSF ran a private-agency overflow pilot and marked it fully booked | You get the counsellor the centre assigns. Not every centre is a FAM centre, so check the MSF list rather than walking into any family service centre |
| Counselling and Care Centre | S$200 an hour including GST; S$40–S$170 on the subsidy scheme | A non-profit counselling centre running since 1966, with salaried counsellors | After-hours slots exist on Monday and Wednesday evenings only, and carry a S$10 surcharge. The first appointment must be in office hours | The subsidy is means-tested on gross monthly income up to S$9,500, and for a couple it is assessed on whichever partner earns more — so one high earner removes the discount for both |
| Singapore Counselling Centre | S$250.70 a session with GST, or S$283.40 with a senior counsellor | Private practice counsellors, professional and senior grades | Private appointments, booked directly. No queue to speak of | The most expensive route on this page. Package discounts of 8% to 15% require committing to four to ten sessions up front, before you know whether the counsellor suits you |
| NCSS-subsidised counselling | Six subsidised sessions, then the centre's own rate of S$100–S$240 | Counsellors at nine partner agencies in the NCSS scheme | Quota-limited — when the allocation runs out, it stops | Eligibility is narrow: Pioneer or Merdeka Generation, CHAS Blue or Orange, MOE students, or people already receiving financial assistance. Subsidised is not free, and the published rates are for individual sessions |
| Talk Your Heart Out | S$152.60 an hour with GST for a couples session by video; S$43.60 more in person | Private practice counsellors and psychologists, booked online | Video sessions, booked directly, with no queue to speak of | Still a per-session cost that adds up weekly, and the headline rate is a 'from' price that rises with the practitioner you pick |
| Faith-based counselling | Varies. One Christian centre publishes S$180 for a 90-minute couple session, and asks only a donation for student counsellors | Anything from a qualified counsellor under supervision to none at all. The title tells you nothing | Immediate, if you already belong to a congregation | Counselling is not a regulated profession in Singapore and there is no complaints board. Be careful here if there is any coercion or violence in the relationship |
| Thirdlight | US$49 a month, both partners — about S$63, plus your card's foreign-transaction charge | An AI coach. Not a counsellor, not a psychologist, not supervised by either. Coaching, not counselling | Immediately, at any hour, including the hour you need it | There is no human professional involved and no trial of this product. Billed in US dollars, so what you actually pay moves with the exchange rate |
Strengthening Families (FAM) centre
Free. Every session, not just the first, and no means test
- Who you get
- Salaried social workers and counsellors at an MSF-funded family service agency
- Getting in
- Locations across the island, but demand is the constraint — MSF ran a private-agency overflow pilot and marked it fully booked
- The catch
- You get the counsellor the centre assigns. Not every centre is a FAM centre, so check the MSF list rather than walking into any family service centre
Counselling and Care Centre
S$200 an hour including GST; S$40–S$170 on the subsidy scheme
- Who you get
- A non-profit counselling centre running since 1966, with salaried counsellors
- Getting in
- After-hours slots exist on Monday and Wednesday evenings only, and carry a S$10 surcharge. The first appointment must be in office hours
- The catch
- The subsidy is means-tested on gross monthly income up to S$9,500, and for a couple it is assessed on whichever partner earns more — so one high earner removes the discount for both
Singapore Counselling Centre
S$250.70 a session with GST, or S$283.40 with a senior counsellor
- Who you get
- Private practice counsellors, professional and senior grades
- Getting in
- Private appointments, booked directly. No queue to speak of
- The catch
- The most expensive route on this page. Package discounts of 8% to 15% require committing to four to ten sessions up front, before you know whether the counsellor suits you
NCSS-subsidised counselling
Six subsidised sessions, then the centre's own rate of S$100–S$240
- Who you get
- Counsellors at nine partner agencies in the NCSS scheme
- Getting in
- Quota-limited — when the allocation runs out, it stops
- The catch
- Eligibility is narrow: Pioneer or Merdeka Generation, CHAS Blue or Orange, MOE students, or people already receiving financial assistance. Subsidised is not free, and the published rates are for individual sessions
Talk Your Heart Out
S$152.60 an hour with GST for a couples session by video; S$43.60 more in person
- Who you get
- Private practice counsellors and psychologists, booked online
- Getting in
- Video sessions, booked directly, with no queue to speak of
- The catch
- Still a per-session cost that adds up weekly, and the headline rate is a 'from' price that rises with the practitioner you pick
Faith-based counselling
Varies. One Christian centre publishes S$180 for a 90-minute couple session, and asks only a donation for student counsellors
- Who you get
- Anything from a qualified counsellor under supervision to none at all. The title tells you nothing
- Getting in
- Immediate, if you already belong to a congregation
- The catch
- Counselling is not a regulated profession in Singapore and there is no complaints board. Be careful here if there is any coercion or violence in the relationship
Thirdlight
US$49 a month, both partners — about S$63, plus your card's foreign-transaction charge
- Who you get
- An AI coach. Not a counsellor, not a psychologist, not supervised by either. Coaching, not counselling
- Getting in
- Immediately, at any hour, including the hour you need it
- The catch
- There is no human professional involved and no trial of this product. Billed in US dollars, so what you actually pay moves with the exchange rate
Where we fit, honestly
Thirdlight is an AI coaching subscription — US$49 a month for both partners, four 45-minute sessions included, and a coach that remembers what happened last week. It is coaching, not counselling. It does not treat anything, there is no professional in the session, and no MediSave claim is possible.
Convert that honestly and it is about S$63 a month at the European Central Bank reference rates for 6 August 2026 — and a Singapore-issued card will add its own foreign-transaction charge on top of whatever the rate is on the day. We bill in US dollars, so what leaves your account moves.
The two things it is actually good for:
Cost and cadence. For less than the price of a single private hour, you get a room to talk in every week. In a country where a private couples hour is S$200 to S$285 and the free route has a queue long enough that its overflow pilot is already full, that gap is the whole argument.
Privacy, and the reason it matters here. The NCSS numbers above are the case for this: in a society where four in ten would be willing to live with someone who has a mental health condition, the fear of being seen walking into a counselling centre is not irrational. Nothing here requires an appointment, a referral, or your partner's agreement before you start.
The two things it plainly is not:
It is not a professional, and Singapore's lack of regulation is not an excuse for us. That anyone here may call themselves a counsellor does not put an AI coach on the same footing as a trained one. It is an argument for asking harder questions of everyone, us included.
It has no evidence base of its own. The method draws on decades of published research on couples, which we set out — including the paper that argues against our whole premise — on our science page. There is no trial of this product, and anyone in this category who implies otherwise about theirs should be read carefully.
Read this part twice
When Thirdlight is the wrong choice
We would rather lose a subscription than take money from someone we cannot help. These are the cases where something else is better, and what that something else is.
- There is violence, coercion or fear in your relationship
- Couples work of any kind, ours included, can be actively unsafe when one partner is afraid of the other — it asks you to speak honestly in front of the person you are not safe with. Use the National Anti-Violence and Sexual Harassment Helpline first; its number and hours are at the top of this page and on our safety page. It is free and it answers around the clock.
- One of you is in crisis right now
- Use one of the crisis lines at the top of this page — Singapore has two that answer at any hour. Nobody monitors a Thirdlight session, we cannot send help to where you are, and a coaching subscription is the wrong tool for tonight. Come back to the relationship question once the immediate thing is handled.
- You have not tried a FAM centre yet
- Then you have a free option you have not used, and you should use it before you pay us anything. Counselling for marital and family concerns at a Strengthening Families centre is free — every session, not just the first, and with no means test. Check the Ministry of Social and Family Development's list of which centres run the programme, because not every family service centre does.
- Your household income is under S$9,500 a month
- Then the Counselling and Care Centre will means-test you down to between S$40 and S$170 an hour with a trained counsellor, which is a better product than this one. Note the rule that catches couples out: for a couple the fee is assessed on whichever partner earns more, so check against that figure rather than the household total.
- One of you has a condition that needs treating
- Depression, an anxiety disorder, bipolar disorder, schizophrenia — these need a doctor, and this is the one situation where MediSave genuinely helps. Under the Chronic Disease Management Programme a diagnosed patient can draw on MediSave for outpatient treatment at an accredited clinic. Ask the clinic directly whether it submits those claims.
- You are divorcing and have a child under 21
- The Mandatory Co-Parenting Programme is compulsory before you file, and it is free. Do that first. It is a co-parenting programme rather than couples counselling and we will not pretend otherwise, but it includes consultations with a counsellor and it costs nothing.
- You want a trained human with insurance behind them
- Then use one, and ask what they are registered with. Thirdlight has no counsellor in the room and no professional indemnity insurance covering your sessions. Counselling is not a regulated profession in Singapore, which is an argument for asking harder questions of everyone — us very much included — not for treating an AI coach as equivalent.
Common questions
- How much does couples counselling cost in Singapore?
- About S$200 to S$285 for an hour including GST at the centres that publish their couples rates. Singapore Counselling Centre prices a 60-minute couple or marital session at S$230 with a professional counsellor and S$260 with a senior counsellor, which its own page states as S$250.70 and S$283.40 once 9% GST is added; packages cut 8% off four sessions rising to 15% off ten. The Counselling and Care Centre charges S$200 an hour including GST and charges the same for individual, couple and family sessions. There is no professional fee schedule to compare these against, because counselling is not a regulated profession in Singapore. Free and subsidised routes exist and are worth trying first. Prices checked August 2026.
- Can I use MediSave for couples counselling in Singapore?
- No, for two independent reasons, either of which would be enough on its own. MediSave withdrawals for outpatient mental health treatment run through the Chronic Disease Management Programme, which attaches to a diagnosed chronic condition in one named patient — schizophrenia, major depression, bipolar disorder or anxiety — and there is no diagnosis that belongs to two people. Separately, those withdrawals can only be made at accredited clinics, and private counselling centres are not accredited medical clinics. MediShield Life does not reach it either: its psychiatric benefit is an inpatient one, S$230 a day for up to 60 days a policy year.
- Where can I get free couples counselling in Singapore?
- At a Strengthening Families Programme (FAM) centre. The Ministry of Social and Family Development funds counselling for marital and family concerns at these centres and all sessions are free — not a subsidised first block, and with no means test. Check MSF's list of which centres run the programme, because a FAM centre is a specific thing and not every family service centre is one. The Mandatory Co-Parenting Programme, compulsory for divorcing parents of a child under 21 since 1 July 2024, is also free and includes counsellor consultations. MSF has been running an overflow pilot with two private agencies offering six free sessions from July 2026 to April 2027, but has marked it fully booked, so do not count on it.
- Is counselling subsidised in Singapore?
- In two ways, both narrower than they first appear. The Counselling and Care Centre runs a Counselling Fee Subsidy Scheme for people with a gross monthly income of S$9,500 or below, means-testing the fee down to between S$40 and S$170 an hour — and for a couple the assessment is made on whichever partner earns more, not on household income. Separately, the National Council of Social Service subsidises the first six sessions at nine partner agencies, after which you pay the centre's own rate of S$100 to S$240. That scheme is not free, it is quota-limited, and eligibility is restricted to Pioneer and Merdeka Generation cardholders, CHAS Blue and Orange cardholders, full-time MOE students, and people already receiving ongoing financial assistance.
- Is a counsellor regulated in Singapore?
- Not at present. In a written answer the Ministry of Health stated that psychiatrists are registered with the Singapore Medical Council but other mental health professionals, including psychologists, psychotherapists and counsellors, are not formally regulated by any legislation and may choose to register voluntarily with their professional associations. That was still the position in May 2026. Registration with the Singapore Association for Counselling is a membership credential with real requirements, including continuing education and professional indemnity insurance, but it is not a licence. The forthcoming Allied Health Professions Act will reserve psychologist titles, including counselling psychologist, for registered psychologists — it will not protect the plain title counsellor.
- Is AI couples coaching the same as couples counselling?
- No, and it should not be described as such. Thirdlight is coaching: there is no trained counsellor in the session, nothing is diagnosed or treated, no MediSave claim is possible, and there is no professional body behind it. It costs US$49 a month for both partners — about S$63 at the European Central Bank reference rates for 6 August 2026, plus whatever your card charges for a foreign transaction — and it is available at any hour. That anyone in Singapore may lawfully call themselves a counsellor does not make an AI coach equivalent to a trained one; it is a reason to ask harder questions of everyone, including us.
Where the numbers came from
Singapore Counselling Centre. Counselling fees.
scc.sg/e/counselling-feesChecked August 2026
Couple and marital counselling, 60 minutes: S$230 with a professional counsellor and S$260 with a senior counsellor before GST, published on the same page as S$250.70 and S$283.40 with GST. Package discounts of 8% at four sessions, 10% at six, 12% at eight and 15% at ten.
Inland Revenue Authority of Singapore. Current GST rates.
iras.gov.sg/taxes/goods-services-tax-(gst)/basics-of-gst/current-gst-ratesChecked August 2026
That GST in Singapore is currently 9%.
Counselling and Care Centre. Fees chargeable, and the Counselling Fee Subsidy Scheme.
counsel.org.sg/fees-chargeableChecked August 2026
S$200 an hour with GST, applicable to individual, couple and family sessions alike; the subsidy scheme for gross monthly income of S$9,500 and below, means-tested to between S$40 and S$170 an hour; the rule that couple fees are based on the partner with the higher income; and the S$10 an hour surcharge for appointments from 5.30pm on Monday and Wednesday evenings only. Note this is INDIVIDUAL gross monthly income — household income applies only to clients under 18.
National Council of Social Service. NCSS Supported Counselling Services.
ncss.gov.sg/research-and-insights/community-resources/ncss-supported-counselling-servicesChecked August 2026
Subsidies for the first six counselling sessions, with additional sessions at each centre's standard rate of S$100 to S$240, across nine partner agencies.
Singapore Counselling Centre. Subsidised counselling.
scc.sg/e/subsidised-counsellingChecked August 2026
That the NCSS subsidy leaves the user paying S$29.43 with GST for a 50-minute session rather than nothing; the eligibility groups; and that availability depends on the NCSS allocation and stops when the quota is reached. The published table is headed individual counselling — whether the rate extends to couple sessions is not published, which is why this page tells readers to ask.
Ministry of Social and Family Development — Family Assist. Where can I attend counselling and programmes: our agencies.
familyassist.msf.gov.sg/content/resources/where-can-i-attend-counselling-and-programmes/our-agenciesChecked August 2026
'FAM centres: All sessions are free.' And the private-agency pilot with Singapore Counselling Centre and Incontact Counselling & Training offering six free sessions from July 2026 to April 2027, which MSF's own page marks as fully booked.
Ministry of Social and Family Development. Strengthening Families Programme: list of service providers.
msf.gov.sg/what-we-do/fam/list-of-service-providersChecked August 2026
Which centres run the Strengthening Families Programme — the reason this page tells readers a FAM centre is not a synonym for any family service centre.
Singapore Statutes Online. Women's Charter (Parenting Programme) Rules 2016, rule 3.
sso.agc.gov.sg/SL/WC1961-S565-2016Checked August 2026
That the Mandatory Co-Parenting Programme applies where there is a child of the marriage below 21 years, and that the former condition restricting it to parents who could not agree was deleted with effect from 1 July 2024. Guides still describing the 'unable to agree' trigger are out of date.
Ministry of Health. Use of MediSave savings for mental health therapy and counselling treatment at public hospitals.
moh.gov.sg/newsroom/use-of-medisave-savings-for-mental-health-therapy-and-counselling-treatment-at-public-hospitalsChecked August 2026
That patients with schizophrenia, major depression, bipolar disorder or anxiety may withdraw up to S$500 a year from MediSave for outpatient treatment under the Chronic Disease Management Programme.
Central Provident Fund Board. List of outpatient treatments under MediSave.
cpf.gov.sg/content/dam/web/member/healthcare/documents/List_of_outpatient_treatments_MediSave.pdfChecked August 2026
That counselling, psychotherapy and marital or couples counselling appear nowhere on the list of claimable outpatient treatments, and the Flexi-MediSave limit of S$300 per patient per year. An inference from an exhaustive primary list — no source states 'MediSave cannot be used for couples counselling' in those words, and this page does not pretend one does.
Ministry of Health. MediShield Life benefits.
moh.gov.sg/managing-expenses/schemes-and-subsidies/medishield-life/medishield-life-benefitsChecked August 2026
The psychiatric benefit of S$230 a day for up to 60 days a policy year, and that it is an inpatient benefit. Older figures of S$100 a day for 35 days describe the pre-enhancement scheme.
National Council of Social Service. Public Attitudes Towards Persons with Mental Health Conditions (2021).
ncss.gov.sg/press-room/publications/infographics-for-public-attitudes-towards-pmhcsChecked August 2026
8 in 10 think people with mental health conditions experience stigma and discrimination; 4 in 10 would be willing to live with one, up from 3 in 10 in 2017; 6 in 10 would be willing to work with one; 1 in 4 agreed a main cause is a lack of self-discipline and will-power, down from 1 in 3 in 2017. n = 2,000 Singapore residents aged 18-69, fielded 3 July to 8 September 2021, weighted to the resident population. The only public artefact is an infographic — there is no technical report, so no response rate or confidence intervals are available.
Singapore Medical Journal. Teo, I., Puri, J., Chodavadia, P., Ho, J. H., Poremski, D., Fung, D. S. S., & Finkelstein, E. Interest in peer support among Singaporean adults with symptoms of anxiety and depression.
doi.org/10.4103/singaporemedj.smj-2025-104Checked August 2026
That of 350 web-panel members screening positive for depression or anxiety symptoms on the PHQ-4, 77% had not received formal mental healthcare services. A self-selected commercial online panel rather than a probability sample, and the paper says 'had not received' where the press release says 'had not sought' — both caveats are stated on the page.
Department of Statistics Singapore. Statistics on Marriages and Divorces, 2025.
singstat.gov.sg/news/statistics-on-marriages-and-divorces-2025Checked August 2026
24,688 marriages registered in 2025, 6.2% fewer than in 2024; 7,242 marriages ending in divorce or annulment, 1.9% fewer; median duration of marriage for 2025 divorces of 11.5 years. Released 10 July 2026. Most press coverage credits MSF's Family Trends Report, which carries the same figures — SingStat is the primary source.
Department of Statistics Singapore. General Household Survey 2025.
singstat.gov.sg/news/general-household-survey-25Checked August 2026
Religious affiliation among residents aged 15 and over: 30.9% Buddhist, 17.1% Christian, 15.0% Muslim, 7.3% Taoist, 5.4% Hindu, and 23.9% with no religious affiliation, up from 20.0% in 2020. Released 30 June 2026 — this supersedes the 2020 Census figures still quoted in most secondary sources.
Ministry of Health. Recourse to complaints against unregulated mental health practitioners.
moh.gov.sg/newsroom/recourse-to-complaints-against-unregulated-mental-health-practitionersChecked August 2026
That psychiatrists are registered with the Singapore Medical Council while other mental health professionals, including psychologists, psychotherapists and counsellors, 'are not formally regulated by any legislation' and 'may choose to voluntarily register with their respective professional associations'.
Ministry of Health. Regulatory framework and consumer safeguards for psychology and counselling services under mandatory psychologist registration.
moh.gov.sg/newsroom/regulatory-framework-and-consumer-safeguards-for-psychology-and-counselling-services-under-mandatory-psychologist-registrationChecked August 2026
That the Allied Health Professions Act will reserve the five psychology subdiscipline titles, including counselling psychologist, for registered psychologists, and that unregistered practitioners will not be required to state their status. May 2026 — the position that counselling itself remains unregulated had not changed.
Singapore Bible College. Haven Counselling Centre.
sbc.edu.sg/resources/haven-counselling-centreChecked August 2026
S$180 for a 90-minute couple session with an associate counsellor, a donation only for sessions with postgraduate practicum counsellors under supervision, and that the centre is explicitly Christian while welcoming 'people from all walks of life and cultural backgrounds'.
Talk Your Heart Out. Pricing.
talkyourheartout.com/pricingChecked August 2026
Individual sessions from S$130.80 an hour with GST, an additional S$21.80 with GST for couples or relationship sessions — about S$152.60 an hour — and S$43.60 more for in-person rather than video. The cheapest published private couples rate we found in Singapore, which is why this page points readers at it.
Intellect. Intellect — home.
intellect.coChecked August 2026
That the product is sold to organisations rather than to individuals — it describes itself as serving 'the world's largest organisations' — publishes no consumer price, and offers no couples or relationship service. Used to establish who the customer is, not to price anything.
Prepare/Enrich. Frequently asked questions.
prepare-enrich.com/faqChecked August 2026
US$35 per couple, that facilitators exist worldwide, and that the assessment 'can only be administered through a certified Facilitator who has been trained to interpret results'. We could not confirm a Singapore facilitator network by name, and the page says so.
European Central Bank. Euro foreign exchange reference rates, 6 August 2026.
ecb.europa.eu/stats/eurofxref/eurofxref-daily.xmlChecked August 2026
The conversion of our US$49 price into Singapore dollars. USD 1.1542 and SGD 1.4798 to the euro give 1.2821 SGD per USD, so US$49 is about S$63. A card issued in Singapore will add its own foreign-transaction charge on top, which we cannot size for the reader and do not try to.
Every price on this page was checked in August 2026. Fees move. If you find one of these out of date, tell us — a stale number here is a bug, not a rounding error.
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Coaching, not therapy, and no substitute for it. Try it before you decide: about ten minutes, on your own, no card.
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